Stores & Boutiques
If you run a store or boutique, you need to sell great products, deliver an outstanding customer experience, and promote yourself effectively in order to bring in new customers. With First Merchant Payment Systems, you’ll have a partner who will provide elegant solutions that offer customers secure and convenient payment options, improve loyalty and keep your business growing.
First Merchant Payment Systems has kept pace by offering a full suite of credit card payment systems, products and services that can help increase revenue, enhance your bottom line and help you be competitive in the marketplace.
Clear & Simple Pricing
With our interchange plus pricing, you pay the true interchange rate plus a fixed percentage rate and transaction fee. This straightforward pricing structure enables business owners to understand what they are actually being charged for their merchant transactions. As well, your rates will never be raised, which stabilizes your operating costs and allows you to accurately forecast business profitability.
Next Day Funding
First Merchant Payment Systems knows how important it is to expediently receive the funds that we have processed for you. This is why we offer next day funding, which is rarely seen among our competitors. Your funds that you have worked hard to earn are deposited to your bank account the very next day. This is the case with all of our digital payment partners, including American Express. We believe you shouldn’t have to wait for what is yours, and that taking digital transactions shouldn’t negatively affect your cash flow.
Free Terminals & Readers
Don’t spend big bucks on the equipment needed to take customers’ credit and debit card payments. First Merchant Payment Systems provides equipment to you at no cost. We can advise you on the system that’s best for you and guarantee that it’s secure and works for your servers and customers without any hassle.
Point of Sale System
Your Clover POS system makes running your business a breeze. Take orders and accept payments. Organize inventory and manage your team. Grow your customer base. All at the tips of your fingers.
Your POS should scale with your business. Build the system you need now, and expand as you grow with devices, apps, and accessories.
Clover syncs with the cloud, so you can access your sales, refunds, deposits, and reports, wherever you are or need to be.
Business Financing
Quick and Flexible Small Business Loan Alternatives
First Merchant Payment Systems is an industry leader in providing small businesses the financing they need quickly and easily, regardless of credit. Our Total Deposit Advance (TDA) and Credit Card Advance (CCA) are the perfect funding options for small businesses that need money fast, have limited fixed assets, have variable/seasonal revenue flow, or have been turned down by a bank. Find out what we can do for you.
Reporting with MyFMPS
MYFMPS, our web-based reporting engine, provides actionable data that helps merchants manage their credit card business. Merchants can simply logon anywhere they have access to the internet to monitor their payment card and settlement activity, view merchant statements, manage chargebacks or retrievals and research cardholder activity and authorization records. With all this data just a few mouse clicks away, merchants can keep pace with ever-changing market conditions.