Cash Discount Program

Eliminate 100% of Your Credit Card Processing Fees

With our newly launched Cash Discount Program, you can save big on credit card processing by shifting those costs to customers and offering discounts for anyone paying in cash.

What is the Cash Discount Program?

The cash discount program is an ingenious way to offset your merchant service fees without increasing your pricing. Merchants who use the cash discount program pay NOTHING for their credit card processing. Period. You’re probably saying “how does the cash discount program work? It sound’s too good to be true!”. Let us explain.

First of all, the cash discount program is a new account type that is growing in massive popularity across the country. Though not right for all business types, the cash discount program works extremely well with many business models.

How does the cash discount program work?

Here’s how the cash discount program works: The credit card terminal will automatically implement a 4% customer service fee to all customers while discounting that fee to customers who pay in cash. This is where the program gets its name! The customer service fee is equal to the cost of processing each transaction, thus eliminating the merchant’s bill. The account is completely free for merchants processing over $15K/month and only $39.00 for accounts processing under $15K/month. *Our cash discount program is within the guidelines of Visa, MasterCard, State and processor regulations.

Is the cash discount program the same as surcharging?

No, the cash discount program is not the same as surcharging. They seem extremely similar which can make it confusing for merchants. Heres the difference between the cash discount program and surcharging:

Surcharging – Charging a customer an extra fee for paying with a credit card. This is, in essence, disincentivizing the customer to use a card.

Cash Discount – Adds a service fee to “all transactions” but applies a discount equal to the service fee if the customer pays with cash or check. This is, in essence, incentivizing the use of cash.